Go Beyond Your Dreams

See what makes CareerGuide better for you

Most students choose CareerGuide over other career guidance and counselling platforms

Zero commissions.
Unlimited investments.

While most advisory platforms provide only commission-laden mutual funds, Goalwise lets you invest in zero-commission direct plans for free – no transaction charges, account fees or any other hidden charges. Read more.

Portfolio Rebalancing

Glide Path

Glide path refers to how your asset allocation should change over time. Although this is an essential component of any true goal based investing system, no one apart from Goalwise provides this. Initially when you start investing in a goal, you have a long time horizon and can invest more in equity. However as you approach your goal, your money should be gradually moved from equity towards debt in order to de-risk your goal. Otherwise a crash near the end of your goal can derail your goal completely without leaving any time for you to recover. It is a must have to be able to reach your goals in time.

Tax Gain Harvesting

Recently the government introduced a tax of 10% on long term capital gains accrued from equity Mutual Funds. There in an yearly exemption of Rs 1 lakh however before the gains get taxed. Goalwise’s Portfolio Rebalancing feature automatically maximises this exemption while rebalancing your previous investments. This feature alone can save up to Rs 10,000 in LTCG taxes every year for you – no CA required.

Our Transparency

This is probably what sets us apart from all other platforms. We provide direct funds and don’t get commissions from Mutual Funds. We have also disclosed our own actual portfolios for all of our investors because as advisors we believe our investors have the right to know if we are following our own advice. We are probably the only investment platform in the world to do so. You can check out our portfolios here. We invest your money as we invest ours.™

On-track / Off-track recommendations

At anytime you can see whether your goals are on-track or not. Sometimes your goal may go off-track for reasons like several missed SIPs or markets performing below expectations. Goalwise notifies you of the same and provides easy to implement advice on how to get back on track. It’s like having an always-on GPS for your goal till you achieve it – no need to chase a financial advisor to know what you need to do.