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19 Reasons to work with ICICI Bank

ICICI bank is a private sector bank. It has consolidated total assets worth Rs. 13.77 trillion as on March 31, 2020. It has 5,324 branches and 15,688 ATMs across India. It is headquartered in Gujarat and Mumbai. It offers diverse financial services and banking products. It was started by an Indian financial institution known as the ‘Industrial Credit and Investment Corporation of India (ICICI)’ in Vadodara in 1994.

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It is one of the best organizations to work in India. Here are the reasons for that:

Salary account and welcome kit

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The employees become salary account holders in the bank as soon as they join the organization. They do not have to maintain the minimum account balance like the customers have to. They can maintain zero balance in the account. Debit cards and cheque books are issued in an instant after filling up a simple form.

Debit card and PPF account

The employees get international debit cards with no annual fees. The cash withdrawal limit per day is higher for the employees. The debit card is enabled for international purchases and has zero liability. It is the only private sector bank to offer PPF accounts that gives attractive returns to the employees.

Family plus accounts and loans

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Savings account for parents, spouse and children is offered with zero balance. The loans can be procured with added benefits for being the employee of the bank. The rates of interests are more attractive to the employees when compared with the customers.

National Pension System

The bank is registered with Pension Fund Regulatory and Development Authority (PFRDA) to offer National Pension System to individuals. Tax benefits can be claimed by every employee for his contribution towards pension.

Parental leave and childcare

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Maternity leave is offered to the mothers with pay. Childcare expenses are also provided by the bank.

Vacation and leave

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The sick leave is paid. Sick leave is provided on a doctor’s prescription, without any hassle or questioning. The holidays and vacations are paid too.


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Life, medical and health insurance is provided to the employees. The family of the employees are also given health insurance. Disability is also covered in this.


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Casual dress is allowed. The environment is highly stimulating that provides growth and learning with other people. Efforts to make the employees familiar with the environment are undertaken.

Bonus pay and pay structure

Bonus is paid to the employees on an yearly basis. The bank has variable pay structure which motivated the employees to achieve their annual target. Salary hike is also provided looking at the efforts of the employees.

Growth opportunities

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Work life balance is focused upon. The work culture is nice and friendly. The employees can learn a lot through banking practices. If you are willing to put in the hard work, there are plenty of opportunities to learn. Everyday is an opportunity to learn something new. Skills can be enhanced with the support of seniors.

Car Allowances

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The employees can cover their transportation and parking costs till a certain distance. They are also paid for their car expenses and mileage reimbursement.


Employees are allowed to follow their passions. They are given tuition, certificate and training reimbursement, if applicable.


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The managers are always encouraging the employees. The team is highly supportive with good management skills. The staff is cooperative and motivating. Teamwork is encouraged.

New ideas

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New ideas are always welcome. The bank encourages the employees to share new ideas and better ways of doing the work.

No discrimination

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There is no discrimination among the employees. All of them are treated fairly. The work is based on the knowledge of employees. No cadre discrimination is practiced.


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Training is provided to the newbies. The bank makes sure that all the employees are mentored according to their individual personality. It also ensures that they are familiar with the work environments and their duties and responsibilities. The employees are trained from time to time.

Job satisfaction

ICICI is a reputed organization. The staff, management and the culture are friendly and motivating. Hence, the job satisfaction of the employees is high.


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The growth of each and every employee is focused upon. The promotions are organized and provided to the deserving candidates.

Employee friendly

The HR policies are employee friendly. The HR department helps the employees in solving their issues.

Time management is one of the key components on which the bank runs. Although the salary increment is low as compared to other banks, there is job security and work from home facility is also present. ICICI Bank is among the biggest banks of India. It is present in 17 countries in total. It is one of the best organizations for women in India.

These were some important things to know about ICICI Bank, hope it helped you to know about the bank more…


  • Prakash kharat
    March 30, 2023 at 9:25 pm

    Thank you, Icici bank.
    In last week we had been on group tour for israel.when tour managers HDFC debit card was wrongly blocked by bank, we stucked their for one day, i had icici platinum credit card,i instantly gave him 300 dollers, which gave me proud as all other banks cards were not accepted by Israel travel company. Thanks icici again…

  • P K Das
    April 12, 2023 at 6:09 am

    Better to mention a road map of career progression which will be helpful youngsters to join in ICICI. It is clear for any psu bank in India.

  • Ragavendran K V
    April 25, 2023 at 12:54 pm

    Thanks for the information.

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