ICICI Bank boasts a widespread network of over 16,967 ATMs across India, making it easy and convenient for customers to access their cash anytime, anywhere. These ATMs offer a variety of services, from cash withdrawals and balance inquiries to deposits, fund transfers, and mobile top-ups. ICICI Bank ATMs are known for their user-friendly interface and fast transaction processing, making them a popular choice for customers on the go.
- ICICI Bank ATM Locator
- ICICI Bank ATM Services
- ICICI Bank ATM Network
- ICICI Bank ATM Finder
- ICICI Bank Cash Withdrawal Points
- What is the ATM policy of ICICI Bank?
- What is the ATM withdrawal limit per day for ICICI Bank?
- How many times use ATM in a month?
- What is the charge of ICICI debit card?
- What is the minimum balance in ICICI bank?
- Frequently Asked Questions
ICICI Bank ATM Locator
Website Locator:
- Visit the ICICI Bank website’s ATM locator: https://www.icicibank.com/find-atm-branch/branches-with-cash-deposit-machine
- Enter your current location (city, pin code, etc.) or allow the website to detect it automatically.
- The locator will display a list of nearby ICICI Bank ATMs along with their addresses, hours of operation, and available services (cash dispense, cash deposit, etc.).
- You can filter the results further based on specific criteria like distance, ATM type, and availability of services.
Mobile App:
- Download the ICICI Bank mobile app (available for both Android and iOS).
- Log in to your account and click on the “ATM Locator” option.
- Follow the same steps as mentioned for the website locator to find nearby ATMs.
- The app provides additional features like mapping and navigation to guide you to the selected ATM.
ICICI Bank ATM Services
Basic Services:
- Cash withdrawals: Access your funds 24/7 with your ICICI Bank debit card or ATM card.
- Balance inquiries: Check your account balance and recent transactions instantly.
- Mini statements: Print mini statements of your account activity.
- PIN change: Securely change your ATM PIN at any ICICI Bank ATM.
ICICI Bank ATM Network
Benefits of the ICICI Bank ATM Network:
- Widespread Coverage: With presence in almost every corner of India, you’re likely to find an ICICI Bank ATM within easy reach, be it your bustling city center or a quaint rural village.
- 24/7 Accessibility: Need cash at midnight? ICICI Bank’s ATMs operate around the clock, seven days a week, fulfilling your financial needs whenever they arise.
- Diverse Services: Go beyond just cash withdrawals! ICICI Bank ATMs offer a variety of services, including:
- Cash deposits
- Balance inquiries
- Mini statements
- Fund transfers
- Mobile top-up
- Bill payments
- Investment options (at select ATMs)
- User-Friendly Interface: Their ATMs feature intuitive interfaces available in multiple languages, ensuring ease of use for everyone.
- Security Features: ICICI Bank prioritizes safety, equipping their ATMs with advanced security measures to protect your transactions.
ICICI Bank ATM Finder
Website Locator:
- Head to the ICICI Bank website’s dedicated ATM locator: https://www.icicibank.com/find-atm-branch/branches-with-cash-deposit-machine: https://www.icicibank.com/find-atm-branch/branches-with-cash-deposit-machine
- Enter your current location (city, pin code, etc.) or allow the website to detect it automatically.
- This user-friendly tool displays a list of nearby ICICI Bank ATMs along with their addresses, operating hours, and available services (cash dispense, cash deposit, etc.).
- You can further filter results based on specific criteria like distance, ATM type, and service availability.
Mobile App:
- Download the ICICI Bank mobile app (available for both Android and iOS).
- Log in to your account and click on the “ATM Locator” option.
- Follow the same steps as mentioned for the website locator to find nearby ATMs.
- The app offers additional features like mapping and navigation to guide you directly to the chosen ATM.
ICICI Bank Cash Withdrawal Points
ICICI Bank ATMs:
- Over 16,967 ATMs spread across India: You’re likely to find an ATM close by, whether in urban or rural areas.
- 24/7 access: Withdraw cash anytime, day or night.
- Variety of services: Beyond cash withdrawals, these ATMs offer balance inquiries, mini statements, fund transfers, mobile top-up, bill payments, and even investment options at select locations.
- User-friendly interface: Available in multiple languages for hassle-free navigation.
- Security features: Equipped with advanced security measures to protect your transactions.
Other Cash Withdrawal Points:
- ICICI Bank Branches: Visit any ICICI Bank branch during banking hours to withdraw cash over the counter.
- White Label ATMs: Look for white label ATMs displaying the ICICI Bank logo. These ATMs may charge additional fees, so check before using.
- Retail Partner Outlets: Certain retail partners like supermarkets and fuel stations may allow cash withdrawals using your ICICI Bank debit card at their point-of-sale terminals.
- Cardless Cash Withdrawal through iMobile: Utilize the cardless cash withdrawal feature on the ICICI Bank iMobile app. Generate a temporary PIN and withdraw cash from any over 15,000 ICICI Bank ATMs without your physical debit card.
What is the ATM Policy of ICICI Bank?
- Transaction Limits: ICICI Bank may impose daily or per-transaction limits on cash withdrawals, fund transfers, balance inquiries, and other transactions conducted at its ATMs. These limits are typically set to ensure security and prevent fraudulent activities.
- Charges and Fees: ICICI Bank may levy charges for certain ATM transactions, such as cash withdrawals beyond a specified limit, balance inquiries, mini-statements, and PIN change requests. Customers are usually informed about these charges upfront or through notifications on the ATM screen before completing the transaction.
- Foreign Transactions: For international ATM transactions, ICICI Bank may charge additional fees, including currency conversion charges and international ATM usage fees. Customers should check the bank’s fee schedule or contact customer service to understand the charges associated with using ICICI Bank ATMs abroad.
- Security Measures: ICICI Bank implements various security measures to safeguard customers’ transactions at its ATMs. These measures may include PIN-based authentication, card skimming detection technology, CCTV surveillance, and regular maintenance and inspection of ATM machines.
- ATM Network: ICICI Bank operates a vast network of ATMs across India and abroad, allowing customers convenient access to banking services. Customers can use ICICI Bank’s website, mobile app, or ATM locator tool to find nearby ATMs and their operational status.
- Customer Support: In case of any issues or disputes related to ATM transactions, customers can contact ICICI Bank’s customer service helpline or visit their nearest branch for assistance. The bank typically provides round-the-clock customer support to address customer queries and concerns related to ATM services.
What is the ATM withdrawal Limit per day for ICICI Bank?
By Card Type:
- Platinum Debit Card: ₹1,00,000 per day
- Visa Signature Debit Card: ₹1,50,000 per day
- Other Debit Cards: Up to ₹50,000 per day (limits may vary)
By Account Type:
- Salary Account: No limit for self-withdrawal at ATMs, ₹15,000 per day for third-party withdrawals.
- Regular Savings Account: Up to ₹50,000 per day, with charges exceeding the first free withdrawal in a month.
Additional Points:
- These are general limits, and your specific limit may be lower depending on your individual account and card agreement.
- ATM cash withdrawal limits may differ across countries due to local regulations.
- International ATM withdrawals might incur additional fees.
Here are some resources to confirm your specific ATM withdrawal limit:
- ICICI Bank Website: <invalid URL removed>: <invalid URL removed>
- Mobile Banking App: Check your account details and card information.
- Customer Care: Contact ICICI Bank customer care at 1800 108 7333 or +91 22 3030 4444 for personalized assistance.
How many times use ATM in a month?
Factors Affecting ATM Usage:
- Cash usage: Do you primarily use cash for your daily expenses, or do you rely more on debit/credit cards and digital payments?
- Income and spending habits: How much money do you typically withdraw at a time? How often do you need to withdraw cash?
- Availability of other payment methods: Do you have convenient access to other methods of paying for goods and services, such as online banking or contactless payments?
- Bank fees: Does your bank charge fees for exceeding a certain number of ATM withdrawals per month? This can incentivize using ATMs less frequently.
Examples:
- Someone who primarily uses cash for daily expenses and withdraws ₹200-₹500 every other day might use an ATM 15-20 times per month.
- Someone who mainly uses cards for purchases and only withdraws cash occasionally for specific needs might use an ATM 2-3 times per month.
What is the charge of ICICI debit card?
- Annual Maintenance Fee: Many ICICI Bank debit cards have an annual maintenance fee, which is charged to maintain the card account. The fee may vary depending on the type of card and the features it offers. Some premium or feature-rich debit cards may have higher annual maintenance fees.
- Replacement Fee: If you need to replace a lost, stolen, or damaged debit card, ICICI Bank may charge a replacement fee. This fee covers the cost of issuing a new card and may vary based on the type of card and the delivery method chosen (standard delivery or expedited delivery).
- Transaction Fees: ICICI Bank may impose transaction fees for certain types of transactions conducted using the debit card. For example, there may be fees for ATM withdrawals beyond a certain limit, balance inquiries at non-ICICI Bank ATMs, cash withdrawals at international ATMs, and other non-financial transactions.
- International Usage Fees: When you use your ICICI Bank debit card for transactions in foreign currencies or at international merchant outlets or ATMs, you may incur international usage fees. These fees typically include currency conversion charges and international transaction fees levied by the bank.
- Other Charges: Depending on the specific terms and conditions of your debit card, there may be additional charges for services such as card reissuance, PIN regeneration, duplicate statement requests, and other value-added services.
What is the minimum balance in ICICI Bank?
| Account Type | Minimum Balance (Metro & Urban) | Minimum Balance (Semi-urban & Rural) |
|---|---|---|
| Regular Savings Account | ₹10,000 | ₹5,000 |
| Salary Account | No minimum balance requirement | |
| Easy Receive Account | No minimum balance if you receive at least one inward remittance in the last three months | No minimum balance |
| Insta Save FD | No minimum balance |
Frequently Asked Questions
Beyond cash withdrawals, you can:
- Check your account balance and recent transactions.
- Print mini statements.
- Change your ATM PIN.
- Deposit cash (at cash deposit ATMs).
- Transfer funds between your own accounts or to others.
- Top up your mobile phone.
- Pay bills.
- Invest in mutual funds (at select ATMs).
ICICI Bank prioritizes safety with advanced security measures like CCTV cameras, secure card readers, and encryption technology.
Immediately block your card by calling ICICI Bank customer care at 1860 120 7777. You can also report the loss through the ICICI Bank mobile app.
